Applications submitted on the SalaryTap are originated by FinWise Bank, A Utah chartered-bank located in Sandy, UT, Member FDIC. All loans originated by our lending partner will be serviced by SalaryTap powered by OppFi.
*Approval may take longer if additional verification documents are requested. Not all loan requests are approved. Subject to credit approval and verification. Actual approved loan amount and terms are dependent on standard underwriting guidelines and credit policies. Funds are typically deposited via ACH for delivery for next business day if verification is completed and final approval occurs before 6:00 PM CT, Monday-Friday. Availability of the funds is dependent on how quickly your bank processes the transaction.
†A loan example: A $2000 loan with an annual percentage rate of 29.90% and fulfilled in 30 months, repayable in 30 monthly installments, would be satisfied by 30 monthly payments of $95.45.
SalaryTap Powered by OppLoans products are not currently available to active members of the military and/or their dependents.
Your loan through SalaryTap Powered by OppLoans cannot be used for postsecondary educational expenses such as tuition and fees, books, supplies, miscellaneous personal expenses, room and board, at a covered educational institution.